According to the SBA there are three ways to apply.
1. Apply in person at any Disaster Recovery Center or Business Recovery Center. SBA disaster representatives are at these centers to meet individually with New York residents and business owners, explain how an SBA low-interest disaster loan can help pay for their disaster losses, answer questions, and help each individual complete their application.
2. Apply online using SBA’s secure Web site at https://disasterloan.sba.gov/ela (available at most centers)
3. Apply by mailing your application to SBA at 14925 Kingsport Rd., Ft. Worth, TX 76155-2243